Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$418,848	$418,848	$539,100
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$120,252	$0
Funding fee	$2,094	$2,094	$0
Note rate	3.150%	3.150%	7.400%
Blended rate	3.150%	4.232%	7.640%
1st payment	$2,084.22	$2,084.22	$3,732.62
2nd payment	$0.00	$801.68	$0.00
Taxes / mo	$10.67	$10.67	$10.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,261.56	$3,063.24	$4,017.77
Cash to close	$180,152	$59,900	$59,900