Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,449	$130,449	$220,500
Remaining term (yrs)	23.9	23.9	30.0
Secondary amount	$0	$90,051	$0
Funding fee	$0	$0	$0
Note rate	3.010%	3.010%	7.400%
Blended rate	3.860%	5.959%	7.640%
1st payment	$636.63	$636.63	$1,526.70
2nd payment	$0.00	$675.38	$0.00
Taxes / mo	$204.17	$204.17	$204.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.82	$106.82	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,097.62	$1,773.00	$1,924.96
Cash to close	$114,551	$24,500	$24,500