Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$587,495$587,495$688,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$101,005$0
Funding fee$2,937$2,937$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.628%7.640%
1st payment$3,439.67$3,439.67$4,767.03
2nd payment$0.00$673.37$0.00
Taxes / mo$1,414.00$1,414.00$1,414.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$137.70
HOA / mo$0.00$0.00$0.00
Total monthly$5,070.34$5,743.70$6,535.40
Cash to close$177,505$76,500$76,500