Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$43,334	$43,334	$404,910
Remaining term (yrs)	6.4	6.4	30.0
Secondary amount	$0	$361,576	$0
Funding fee	$0	$0	$0
Note rate	5.950%	5.950%	7.400%
Blended rate	6.800%	7.648%	7.640%
1st payment	$671.26	$671.26	$2,803.52
2nd payment	$0.00	$2,335.18	$0.00
Taxes / mo	$418.33	$418.33	$418.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.73	$79.73	$80.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,319.32	$3,654.50	$3,452.83
Cash to close	$406,566	$44,990	$44,990