Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$106,241	$106,241	$297,000
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$190,759	$0
Funding fee	$0	$0	$0
Note rate	3.610%	3.610%	7.400%
Blended rate	4.460%	6.734%	7.640%
1st payment	$625.75	$625.75	$2,056.37
2nd payment	$0.00	$1,271.73	$0.00
Taxes / mo	$192.17	$192.17	$192.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$97.37	$97.37	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,065.28	$2,337.01	$2,457.93
Cash to close	$223,759	$33,000	$33,000