Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$163,589$163,589$422,910
Remaining term (yrs)14.914.930.0
Secondary amount$0$259,321$0
Funding fee$0$0$0
Note rate4.300%4.300%7.400%
Blended rate5.150%6.744%7.640%
1st payment$1,229.93$1,229.93$2,928.14
2nd payment$0.00$1,674.78$0.00
Taxes / mo$463.58$463.58$463.58
Insurance / mo$166.67$166.67$166.67
MI / mo$176.05$176.05$84.58
HOA / mo$18.00$18.00$18.00
Total monthly$2,054.22$3,729.01$3,660.98
Cash to close$306,311$46,990$46,990