Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$387,807$387,807$553,500
Remaining term (yrs)26.726.730.0
Secondary amount$0$165,693$0
Funding fee$0$0$0
Note rate6.570%6.570%7.400%
Blended rate7.120%7.383%7.640%
1st payment$2,565.43$2,565.43$3,832.32
2nd payment$0.00$1,104.62$0.00
Taxes / mo$256.42$256.42$256.42
Insurance / mo$166.67$166.67$166.67
MI / mo$184.68$184.68$110.70
HOA / mo$50.00$50.00$50.00
Total monthly$3,223.20$4,327.82$4,416.11
Cash to close$227,193$61,500$61,500