Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$206,721	$206,721	$409,500
Remaining term (yrs)	17.5	17.5	30.0
Secondary amount	$0	$202,779	$0
Funding fee	$1,034	$1,034	$0
Note rate	4.410%	4.410%	7.400%
Blended rate	4.410%	6.064%	7.640%
1st payment	$1,409.89	$1,409.89	$2,835.30
2nd payment	$0.00	$1,309.62	$0.00
Taxes / mo	$130.75	$130.75	$130.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,707.30	$3,016.92	$3,214.61
Cash to close	$248,279	$45,500	$45,500