Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$295,517	$295,517	$418,500
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$122,983	$0
Funding fee	$0	$0	$0
Note rate	4.620%	4.620%	7.400%
Blended rate	5.470%	6.213%	7.640%
1st payment	$1,765.86	$1,765.86	$2,897.61
2nd payment	$0.00	$819.88	$0.00
Taxes / mo	$437.92	$437.92	$437.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$243.43	$243.43	$83.70
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$2,643.87	$3,463.76	$3,615.89
Cash to close	$169,483	$46,500	$46,500