Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$396,399$396,399$405,000
Remaining term (yrs)26.726.730.0
Secondary amount$0$31,101$0
Funding fee$0$0$0
Note rate6.390%6.390%7.400%
Blended rate6.940%7.299%7.640%
1st payment$2,576.84$2,576.84$2,804.14
2nd payment$0.00$307.78$0.00
Taxes / mo$375.00$375.00$375.00
Insurance / mo$150.00$150.00$150.00
MI / mo$189.01$189.01$81.00
HOA / mo$138.00$138.00$138.00
Total monthly$3,428.85$3,736.62$3,548.14
Cash to close$53,601$22,500$45,000