Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$175,558$175,558$269,910
Remaining term (yrs)23.323.330.0
Secondary amount$0$94,352$0
Funding fee$0$0$0
Note rate2.670%2.670%7.400%
Blended rate3.520%5.436%7.640%
1st payment$840.96$840.96$1,868.80
2nd payment$0.00$707.64$0.00
Taxes / mo$404.83$404.83$404.83
Insurance / mo$150.00$150.00$150.00
MI / mo$144.19$144.19$53.98
HOA / mo$2.08$2.08$2.08
Total monthly$1,542.07$2,249.71$2,479.70
Cash to close$124,342$29,990$29,990