Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$196,834$196,834$382,410
Remaining term (yrs)12.012.030.0
Secondary amount$0$185,576$0
Funding fee$0$0$0
Note rate6.430%6.430%7.400%
Blended rate7.280%7.629%7.640%
1st payment$1,955.90$1,955.90$2,647.73
2nd payment$0.00$1,237.17$0.00
Taxes / mo$626.50$626.50$626.50
Insurance / mo$150.00$150.00$150.00
MI / mo$220.80$220.80$76.48
HOA / mo$0.00$0.00$0.00
Total monthly$2,953.19$4,190.36$3,500.71
Cash to close$228,066$42,490$42,490