Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$331,104$331,104$373,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$42,396$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%4.452%7.640%
1st payment$1,577.10$1,577.10$2,586.04
2nd payment$0.00$317.97$0.00
Taxes / mo$201.83$201.83$201.83
Insurance / mo$150.00$150.00$150.00
MI / mo$264.29$264.29$74.70
HOA / mo$370.00$370.00$370.00
Total monthly$2,563.23$2,881.20$3,382.57
Cash to close$83,896$41,500$41,500