Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$454,281	$454,281	$787,500
Remaining term (yrs)	29.2	29.2	30.0
Secondary amount	$0	$333,219	$0
Funding fee	$0	$0	$0
Note rate	6.170%	6.170%	7.400%
Blended rate	6.720%	7.156%	7.640%
1st payment	$2,795.43	$2,795.43	$5,452.49
2nd payment	$0.00	$2,152.04	$0.00
Taxes / mo	$775.58	$775.58	$775.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$209.86	$209.86	$157.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,997.54	$6,149.58	$6,602.24
Cash to close	$420,719	$87,500	$87,500