Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$44,061	$44,061	$337,500
Remaining term (yrs)	5.9	5.9	30.0
Secondary amount	$0	$293,439	$0
Funding fee	$0	$0	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	7.340%	7.696%	7.640%
1st payment	$740.46	$740.46	$2,336.78
2nd payment	$0.00	$1,895.13	$0.00
Taxes / mo	$379.00	$379.00	$379.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.07	$83.07	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,352.52	$3,247.65	$2,933.28
Cash to close	$330,939	$37,500	$37,500