Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$90,303	$90,303	$202,500
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$112,197	$0
Funding fee	$452	$452	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.120%	6.270%	7.640%
1st payment	$590.92	$590.92	$1,402.07
2nd payment	$0.00	$747.98	$0.00
Taxes / mo	$200.67	$200.67	$200.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$551.00	$551.00	$551.00
Total monthly	$1,492.58	$2,240.57	$2,344.24
Cash to close	$134,697	$22,500	$22,500