Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,283$325,283$359,550
Remaining term (yrs)27.027.030.0
Secondary amount$0$34,267$0
Funding fee$1,626$1,626$0
Note rate5.250%5.250%7.400%
Blended rate5.250%5.607%7.640%
1st payment$1,877.49$1,877.49$2,489.45
2nd payment$0.00$257.00$0.00
Taxes / mo$334.75$334.75$334.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.91
HOA / mo$13.75$13.75$13.75
Total monthly$2,375.99$2,632.99$3,059.86
Cash to close$74,217$39,950$39,950