Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$485,132	$485,132	$648,000
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$162,868	$0
Funding fee	$2,426	$2,426	$0
Note rate	6.790%	6.790%	7.400%
Blended rate	6.790%	7.094%	7.640%
1st payment	$3,243.27	$3,243.27	$4,486.62
2nd payment	$0.00	$1,085.79	$0.00
Taxes / mo	$38.33	$38.33	$38.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$129.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,498.27	$4,584.06	$4,871.22
Cash to close	$234,868	$72,000	$72,000