Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$127,156	$127,156	$287,910
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$160,754	$0
Funding fee	$0	$0	$0
Note rate	4.830%	4.830%	7.400%
Blended rate	5.680%	6.975%	7.640%
1st payment	$777.99	$777.99	$1,993.43
2nd payment	$0.00	$1,071.69	$0.00
Taxes / mo	$180.25	$180.25	$180.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.67	$104.67	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,212.91	$2,284.60	$2,381.26
Cash to close	$192,744	$31,990	$31,990