Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$475,938	$475,938	$526,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$50,562	$0
Funding fee	$2,380	$2,380	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	3.486%	7.640%
1st payment	$2,247.64	$2,247.64	$3,645.38
2nd payment	$0.00	$379.22	$0.00
Taxes / mo	$189.50	$189.50	$189.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$18.75	$18.75	$18.75
Total monthly	$2,622.56	$3,001.78	$4,125.60
Cash to close	$109,062	$58,500	$58,500