Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$147,059	$147,059	$233,100
Remaining term (yrs)	0.8	0.8	30.0
Secondary amount	$0	$86,041	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.770%	7.640%
1st payment	$13,807.43	$13,807.43	$1,613.94
2nd payment	$0.00	$645.31	$0.00
Taxes / mo	$54.58	$54.58	$54.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.33	$73.33	$46.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$14,085.34	$14,730.65	$1,865.14
Cash to close	$111,941	$25,900	$25,900