Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$4,643$4,643$247,500
Remaining term (yrs)0.50.530.0
Secondary amount$0$242,857$0
Funding fee$0$0$0
Note rate7.840%7.840%7.400%
Blended rate8.690%7.768%7.640%
1st payment$597.62$597.62$1,713.64
2nd payment$0.00$1,568.45$0.00
Taxes / mo$150.33$150.33$150.33
Insurance / mo$150.00$150.00$150.00
MI / mo$58.58$58.58$49.50
HOA / mo$436.00$436.00$436.00
Total monthly$1,392.54$2,960.99$2,499.47
Cash to close$270,357$27,500$27,500