Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$198,218	$206,910
Remaining term (yrs)	24.9	30.0
Secondary amount	$0	$0
Funding fee	$991	$0
Note rate	2.800%	7.400%
Blended rate	2.800%	7.640%
1st payment	$919.48	$1,432.60
2nd payment	$0.00	$0.00
Taxes / mo	$445.08	$445.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$41.38
HOA / mo	$50.00	$50.00
Total monthly	$1,564.57	$2,119.07
Cash to close	$31,682	$22,990