Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,961	$213,961	$256,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$42,539	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	4.788%	7.640%
1st payment	$1,014.66	$1,014.66	$1,775.95
2nd payment	$0.00	$319.04	$0.00
Taxes / mo	$237.50	$237.50	$237.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$168.31	$168.31	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,570.47	$1,889.51	$2,214.75
Cash to close	$71,039	$28,500	$28,500