Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$463,454$463,454$467,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$30,451$0
Funding fee$2,317$2,317$0
Note rate5.780%5.780%7.400%
Blended rate5.780%6.156%7.640%
1st payment$2,878.11$2,878.11$3,239.71
2nd payment$0.00$301.33$0.00
Taxes / mo$544.92$544.92$544.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.58
HOA / mo$0.00$0.00$0.00
Total monthly$3,589.70$3,891.03$4,044.88
Cash to close$56,446$25,995$51,990