Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$374,770	$374,770	$648,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$273,230	$0
Funding fee	$1,874	$1,874	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.887%	7.640%
1st payment	$1,779.93	$1,779.93	$4,486.62
2nd payment	$0.00	$1,764.61	$0.00
Taxes / mo	$353.75	$353.75	$353.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$129.60
HOA / mo	$42.00	$42.00	$42.00
Total monthly	$2,392.35	$4,156.96	$5,228.64
Cash to close	$345,230	$72,000	$72,000