Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$223,102	$223,102	$292,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$69,398	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	5.598%	7.640%
1st payment	$1,123.96	$1,123.96	$2,025.21
2nd payment	$0.00	$520.48	$0.00
Taxes / mo	$284.42	$284.42	$284.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.18	$173.18	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,731.56	$2,252.04	$2,518.13
Cash to close	$101,898	$32,500	$32,500