Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$90,805	$90,805	$216,000
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$125,195	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	6.171%	7.640%
1st payment	$472.88	$472.88	$1,495.54
2nd payment	$0.00	$834.64	$0.00
Taxes / mo	$144.75	$144.75	$144.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$76.09	$76.09	$43.20
HOA / mo	$187.42	$187.42	$187.42
Total monthly	$1,031.14	$1,865.78	$2,020.91
Cash to close	$149,195	$24,000	$24,000