Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$180,343	$180,343	$517,410
Remaining term (yrs)	19.2	19.2	30.0
Secondary amount	$0	$337,067	$0
Funding fee	$0	$0	$0
Note rate	3.930%	3.930%	7.400%
Blended rate	4.780%	6.715%	7.640%
1st payment	$1,110.91	$1,110.91	$3,582.44
2nd payment	$0.00	$2,176.89	$0.00
Taxes / mo	$487.50	$487.50	$487.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$166.23	$166.23	$103.48
HOA / mo	$115.67	$115.67	$115.67
Total monthly	$2,046.97	$4,223.86	$4,455.76
Cash to close	$394,557	$57,490	$57,490