Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,798	$263,798	$382,499
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$118,701	$0
Funding fee	$0	$0	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	4.160%	5.352%	7.640%
1st payment	$1,334.75	$1,334.75	$2,648.35
2nd payment	$0.00	$791.34	$0.00
Taxes / mo	$354.17	$354.17	$354.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$215.61	$215.61	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,054.52	$2,845.86	$3,229.01
Cash to close	$161,201	$42,500	$42,500