Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$190,752	$190,752	$310,500
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$119,748	$0
Funding fee	$954	$954	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.100%	5.604%	7.640%
1st payment	$1,141.74	$1,141.74	$2,149.84
2nd payment	$0.00	$798.32	$0.00
Taxes / mo	$312.08	$312.08	$312.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,603.83	$2,402.15	$2,674.02
Cash to close	$154,248	$34,500	$34,500