Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$78,329	$78,329	$328,500
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$250,171	$0
Funding fee	$392	$392	$0
Note rate	3.780%	3.780%	7.400%
Blended rate	3.780%	6.803%	7.640%
1st payment	$548.49	$548.49	$2,274.47
2nd payment	$0.00	$1,615.69	$0.00
Taxes / mo	$508.92	$508.92	$508.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$22.50	$22.50	$22.50
Total monthly	$1,229.90	$2,845.59	$3,021.58
Cash to close	$286,671	$36,500	$36,500