Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$65,809	$65,809	$270,000
Remaining term (yrs)	13.7	13.7	30.0
Secondary amount	$0	$204,191	$0
Funding fee	$0	$0	$0
Note rate	4.790%	4.790%	7.400%
Blended rate	5.640%	7.236%	7.640%
1st payment	$542.95	$542.95	$1,869.43
2nd payment	$0.00	$1,318.73	$0.00
Taxes / mo	$163.58	$163.58	$163.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.39	$73.39	$54.00
HOA / mo	$112.00	$112.00	$112.00
Total monthly	$1,041.92	$2,360.65	$2,349.01
Cash to close	$234,191	$30,000	$30,000