Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,035	$108,035	$319,500
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$211,465	$0
Funding fee	$0	$0	$0
Note rate	3.810%	3.810%	7.400%
Blended rate	4.660%	6.705%	7.640%
1st payment	$654.94	$654.94	$2,212.15
2nd payment	$0.00	$1,365.71	$0.00
Taxes / mo	$124.67	$124.67	$124.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$99.44	$99.44	$63.90
HOA / mo	$13.75	$13.75	$13.75
Total monthly	$1,042.80	$2,408.51	$2,564.47
Cash to close	$246,965	$35,500	$35,500