Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$93,950	$93,950	$260,910
Remaining term (yrs)	13.0	13.0	30.0
Secondary amount	$0	$166,960	$0
Funding fee	$0	$0	$0
Note rate	4.920%	4.920%	7.400%
Blended rate	5.770%	7.197%	7.640%
1st payment	$809.05	$809.05	$1,806.49
2nd payment	$0.00	$1,113.06	$0.00
Taxes / mo	$232.33	$232.33	$232.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.73	$107.73	$52.18
HOA / mo	$220.00	$220.00	$220.00
Total monthly	$1,519.11	$2,632.18	$2,461.00
Cash to close	$195,950	$28,990	$28,990