Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$455,488	$427,500
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.120%	7.400%
Blended rate	6.670%	7.640%
1st payment	$2,830.05	$2,959.92
2nd payment	$0.00	$0.00
Taxes / mo	$208.50	$208.50
Insurance / mo	$166.67	$166.67
MI / mo	$213.59	$85.50
HOA / mo	$233.00	$233.00
Total monthly	$3,651.81	$3,653.59
Cash to close	$19,512	$47,500