Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$182,438	$182,438	$283,500
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$101,062	$0
Funding fee	$912	$912	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	3.600%	5.169%	7.640%
1st payment	$972.94	$972.94	$1,962.90
2nd payment	$0.00	$673.75	$0.00
Taxes / mo	$384.58	$384.58	$384.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,507.52	$2,181.27	$2,554.18
Cash to close	$132,562	$31,500	$31,500