Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$433,418$433,418$476,100
Remaining term (yrs)27.027.030.0
Secondary amount$0$42,682$0
Funding fee$0$0$0
Note rate6.900%6.900%7.400%
Blended rate7.450%7.589%7.640%
1st payment$2,949.80$2,949.80$3,296.42
2nd payment$0.00$320.12$0.00
Taxes / mo$463.25$463.25$463.25
Insurance / mo$166.67$166.67$166.67
MI / mo$205.28$205.28$95.22
HOA / mo$89.67$89.67$89.67
Total monthly$3,874.67$4,194.78$4,111.23
Cash to close$95,582$52,900$52,900