Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$243,086	$243,086	$404,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$161,824	$0
Funding fee	$1,215	$1,215	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.110%	5.064%	7.640%
1st payment	$1,156.55	$1,156.55	$2,803.52
2nd payment	$0.00	$1,078.83	$0.00
Taxes / mo	$179.50	$179.50	$179.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.98
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,536.05	$2,614.88	$3,264.00
Cash to close	$206,814	$44,990	$44,990