Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$321,530$321,530$454,410
Remaining term (yrs)24.824.830.0
Secondary amount$0$132,880$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.049%7.640%
1st payment$1,524.82$1,524.82$3,146.24
2nd payment$0.00$885.86$0.00
Taxes / mo$517.17$517.17$517.17
Insurance / mo$166.67$166.67$166.67
MI / mo$256.84$256.84$90.88
HOA / mo$0.00$0.00$0.00
Total monthly$2,465.49$3,351.36$3,920.96
Cash to close$183,370$50,490$50,490