Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$376,085	$376,085	$468,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$91,915	$0
Funding fee	$1,880	$1,880	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	2.990%	4.170%	7.640%
1st payment	$1,789.53	$1,789.53	$3,240.34
2nd payment	$0.00	$689.37	$0.00
Taxes / mo	$1,013.25	$1,013.25	$1,013.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,969.44	$3,658.81	$4,513.85
Cash to close	$143,915	$52,000	$52,000