Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$379,114$379,114$418,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$39,386$0
Funding fee$0$0$0
Note rate7.440%7.440%7.400%
Blended rate7.990%8.085%7.640%
1st payment$2,709.53$2,709.53$2,897.61
2nd payment$0.00$295.39$0.00
Taxes / mo$434.75$434.75$434.75
Insurance / mo$166.67$166.67$166.67
MI / mo$178.66$178.66$83.70
HOA / mo$63.00$63.00$63.00
Total monthly$3,552.61$3,848.00$3,645.73
Cash to close$85,886$46,500$46,500