Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$347,116	$347,116	$1,687,500
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$1,340,384	$0
Funding fee	$1,736	$1,736	$0
Note rate	5.060%	5.060%	7.400%
Blended rate	5.060%	7.197%	7.640%
1st payment	$2,264.67	$2,264.67	$11,683.91
2nd payment	$0.00	$8,656.64	$0.00
Taxes / mo	$1,038.75	$1,038.75	$1,038.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$337.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,520.09	$12,176.73	$13,276.83
Cash to close	$1,527,884	$187,500	$187,500