Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,937	$168,937	$238,500
Remaining term (yrs)	21.9	21.9	30.0
Secondary amount	$0	$69,563	$0
Funding fee	$0	$0	$0
Note rate	4.570%	4.570%	7.400%
Blended rate	5.420%	6.464%	7.640%
1st payment	$1,015.73	$1,015.73	$1,651.33
2nd payment	$0.00	$521.72	$0.00
Taxes / mo	$296.67	$296.67	$296.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$140.84	$140.84	$47.70
HOA / mo	$250.00	$250.00	$250.00
Total monthly	$1,853.24	$2,374.96	$2,395.69
Cash to close	$96,063	$26,500	$26,500