Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$632,796$632,796$805,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$172,704$0
Funding fee$3,164$3,164$0
Note rate3.560%3.560%7.400%
Blended rate3.560%4.512%7.640%
1st payment$3,149.58$3,149.58$5,577.12
2nd payment$0.00$1,151.36$0.00
Taxes / mo$877.75$877.75$877.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.10
HOA / mo$0.00$0.00$0.00
Total monthly$4,243.99$5,395.35$6,832.64
Cash to close$262,204$89,500$89,500