Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$246,149$246,149$323,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$77,761$0
Funding fee$1,231$1,231$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.509%7.640%
1st payment$1,168.54$1,168.54$2,242.69
2nd payment$0.00$583.21$0.00
Taxes / mo$280.50$280.50$280.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$232.00$232.00$232.00
Total monthly$1,831.04$2,414.25$2,969.97
Cash to close$113,751$35,990$35,990