Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$105,074$105,074$166,050
Remaining term (yrs)23.723.730.0
Secondary amount$0$60,976$0
Funding fee$0$0$0
Note rate3.210%3.210%7.400%
Blended rate4.060%5.874%7.640%
1st payment$526.14$526.14$1,149.70
2nd payment$0.00$457.32$0.00
Taxes / mo$157.08$157.08$157.08
Insurance / mo$150.00$150.00$150.00
MI / mo$86.07$86.07$33.21
HOA / mo$620.00$620.00$620.00
Total monthly$1,539.29$1,996.61$2,109.99
Cash to close$79,426$18,450$18,450