Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,652$395,100
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,128$0
Note rate6.890%7.400%
Blended rate6.890%7.640%
1st payment$2,862.00$2,735.59
2nd payment$0.00$0.00
Taxes / mo$292.67$292.67
Insurance / mo$150.00$150.00
MI / mo$0.00$79.02
HOA / mo$99.00$99.00
Total monthly$3,403.67$3,356.28
Cash to close$13,348$43,900