Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$180,011	$180,011	$243,000
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$62,989	$0
Funding fee	$0	$0	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	4.670%	5.792%	7.640%
1st payment	$985.61	$985.61	$1,682.48
2nd payment	$0.00	$472.42	$0.00
Taxes / mo	$247.08	$247.08	$247.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.46	$149.46	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,532.15	$2,004.57	$2,128.17
Cash to close	$89,989	$27,000	$27,000