Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$268,906	$268,906	$350,100
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$81,194	$0
Funding fee	$1,345	$1,345	$0
Note rate	6.660%	6.660%	7.400%
Blended rate	6.660%	7.203%	7.640%
1st payment	$1,778.79	$1,778.79	$2,424.02
2nd payment	$0.00	$608.95	$0.00
Taxes / mo	$91.25	$91.25	$91.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,020.04	$2,628.99	$2,735.29
Cash to close	$120,094	$38,900	$38,900